<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1820385492592030830</id><updated>2012-02-04T13:02:46.082-08:00</updated><category term='Valuation of Property Singapore'/><category term='Macquarie Singapore'/><category term='financial crisis over'/><category term='Export'/><category term='allianz'/><category term='bulgari'/><category term='loan'/><category term='value investing'/><category term='sub-prime over'/><category term='Singapore MBA'/><category term='Calculating BETA'/><category term='Import'/><category term='supply and demand'/><category term='ZTE'/><category term='Singapore exchange'/><category term='US GDP'/><category term='interbank rates'/><category term='fannie mae'/><category term='Murkherji'/><category term='singapore condo car parks'/><category term='Sibor 1-month'/><category term='Fama and french'/><category term='MGSM'/><category term='Price Trend'/><category term='Sibor USD'/><category term='over leveraged'/><category term='Singapore Property'/><category term='UBS'/><category term='property investing'/><category term='HSDPA'/><category term='noble beta'/><category term='Cath Jennings'/><category term='Disaster relief'/><category term='US Properties'/><category term='CAPM'/><category term='Real options in property'/><category term='Events'/><category term='SRS Limitations'/><category term='Risk of SIBOR'/><category term='sub-prime fatigue'/><category term='Paris-Nord Station'/><category term='Broadband Penetration Singapore'/><category term='Singapore taxation'/><category term='MS Office'/><category term='Bank lending'/><category term='SRS investments'/><category term='Ericsson'/><category term='CDO'/><category term='MSN'/><category term='Convergence'/><category term='CPA (Aust)'/><category term='Luxury'/><category term='Merrill Lynch'/><category term='inflation'/><category term='Exchange rates'/><category term='Supplemental Retirement Scheme'/><category term='Macquarie Graduate School of Management'/><category term='Hank Paulson'/><category term='tessarina singapore'/><category term='SGX enhancing shareholder value'/><category term='insufficient car parks'/><category term='Getting your mortgage fixed'/><category term='Smart money'/><category term='chemin de fer'/><category term='property buyer'/><category term='The EDGE Magazine'/><category term='Financial System'/><category term='lead indicator'/><category term='buying shares with SRS'/><category term='Market bets that FED will lower rates'/><category term='Noble'/><category term='CAR parks in condo'/><category term='propertybuyer.com'/><category term='Herzberg Theory - Pay is only a Hygiene factor'/><category term='investing in Funds'/><category term='collaterised debt obligations'/><category term='Brand Equity'/><category term='M845'/><category term='Instant Messenger'/><category term='Sibor 3-month'/><category term='google apps'/><category term='google'/><category term='Mc Clean'/><category term='US deficit'/><category term='yahoo'/><category term='Fixed Rates'/><category term='huawei'/><category term='Singapore expat'/><category term='NSN'/><category term='Sibor'/><category term='GDP'/><category term='richard petty'/><category term='Economic cycle'/><category term='Mgsm 985T'/><category term='Get mortgage pre-approval'/><category term='tired of sub-prime'/><category term='SRS shares'/><category term='www.propertybuyer.com.sg'/><category term='SaaS'/><category term='mortgage financing'/><category term='nokia'/><category term='Firefly Mission'/><category term='AdQuantive'/><category term='M1 Mobileone'/><category term='investinsingapore'/><category term='singapore tax'/><category term='predatory lending'/><category term='telco vendors'/><category term='CPI'/><category term='sub-prime'/><category term='value investor'/><category term='investinsingapore.blogspot.com'/><category term='insidious deprivation of rights'/><category term='Amit and Zott'/><category term='Singapore Private Residential Property Price Trend'/><category term='bvlgari'/><category term='MBA students'/><category term='defer tax'/><category term='MBA courses'/><category term='Raw material'/><category term='China GDP PPP'/><category term='mortgage advice'/><category term='Broadband'/><category term='Interest rates'/><category term='SGX'/><category term='Toilets'/><category term='PMPT post modern portfolio theory'/><category term='morningstar'/><category term='property as Perpetual option'/><category term='UMTS'/><category term='credit crunch hits home owners'/><category term='Microsoft stalks online'/><category term='Prahalad and Hamel'/><category term='Professor petty'/><category term='Banking'/><category term='Macquarie'/><category term='Macquarie Sydney'/><category term='home loan'/><category term='Invest in Property'/><category term='Brand DNA'/><category term='Singapore Sibor'/><category term='long loan period'/><category term='tessarina'/><category term='MGSM Alumni'/><category term='loans'/><category term='investment'/><category term='Guy ford'/><category term='SRS'/><category term='refinancing'/><category term='microsoft'/><category term='freddie mac'/><category term='SHRI'/><category term='independent mortgage consultant'/><category term='China reserves'/><category term='telco'/><category term='Yahoo Messenger'/><category term='Do something good'/><title type='text'>Macquarie (MGSM) Singapore Community   麦克里 工商管理 学院 － 新加坡 学生社团</title><subtitle type='html'>Macquarie Graduate School of Management  
(Site inspired by Paul Chen and Jeremy Wong. Special thanks to Sriram who suggested ways to improve the site.)</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>46</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-2830567391031984269</id><published>2009-05-07T09:36:00.000-07:00</published><updated>2009-05-07T10:29:27.255-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='MGSM'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore MBA'/><category scheme='http://www.blogger.com/atom/ns#' term='MBA courses'/><category scheme='http://www.blogger.com/atom/ns#' term='MBA students'/><title type='text'>Singapore MBA: MBA graduates increasingly out of work</title><summary type='text'>quote: "Success is a thought process"MBA students these days are no longer guaranteed work. The recession has taken it's toll on many people. Senior executives along with middle management has been hit hard. An MBA is an MBA. It does not confer additional value. But without an MBA, it is a detriment. There are many MBA programs in Singapore, some more than 80 MBA programs. Macquarie Graduate </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/2830567391031984269/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=2830567391031984269&amp;isPopup=true' title='17 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2830567391031984269'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2830567391031984269'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2009/05/singapore-mba-mba-graduates.html' title='Singapore MBA: MBA graduates increasingly out of work'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>17</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8681516285211461789</id><published>2009-03-09T10:19:00.001-07:00</published><updated>2009-03-09T10:24:52.476-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='richard petty'/><category scheme='http://www.blogger.com/atom/ns#' term='CPA (Aust)'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie'/><category scheme='http://www.blogger.com/atom/ns#' term='Professor petty'/><title type='text'>Appointments: Professor Richard Petty gets elected as President of CPA (Australia)</title><summary type='text'>quote: "Success is a thought process"CONGRATULATIONS to Professor Richard Petty on his appointment as President of CPA (Australia).Professor Petty is also the associate dean of Macquarie Graduate school of Management as well as the chairman of an investment company.Let us all congratulate Professor Petty in this new role.</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8681516285211461789/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8681516285211461789&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8681516285211461789'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8681516285211461789'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2009/03/appointments-professor-richard-petty.html' title='Appointments: Professor Richard Petty gets elected as President of CPA (Australia)'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/__CTqh2K0mQg/SbVQGJ6HSVI/AAAAAAAAAUg/GszACPctQTs/s72-c/4th+March+2009+Prof+Petty+in+Business+Times.jpg' height='72' width='72'/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4421552510399877716</id><published>2009-03-01T07:29:00.000-08:00</published><updated>2009-03-01T07:36:45.223-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Firefly Mission'/><category scheme='http://www.blogger.com/atom/ns#' term='Disaster relief'/><category scheme='http://www.blogger.com/atom/ns#' term='Do something good'/><title type='text'>FIREFLY MISSION: Rebuilding Schools and Disaster Relief</title><summary type='text'>quote: "Success is a thought process"Bringing you an update from Firefly Mission. Firefly is a non-profit organisation. We had wanted to give back to the society but we never had the time. We always give ourselves one excuse after another. Seeing a dying child, we shed a tear, but we did not do anything, there were no follow up. What does it take for us to do something? We are ashamed to say that</summary><link rel='related' href='http://www.propertybuyer.com.sg/viewnews.php?article=79' title='FIREFLY MISSION: Rebuilding Schools and Disaster Relief'/><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4421552510399877716/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4421552510399877716&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4421552510399877716'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4421552510399877716'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2009/03/firefly-mission-rebuilding-schools-and.html' title='FIREFLY MISSION: Rebuilding Schools and Disaster Relief'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1305175374856824693</id><published>2009-02-14T03:53:00.001-08:00</published><updated>2009-02-14T03:56:26.058-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='supply and demand'/><category scheme='http://www.blogger.com/atom/ns#' term='investinsingapore.blogspot.com'/><category scheme='http://www.blogger.com/atom/ns#' term='investinsingapore'/><title type='text'>Supply and Demand Made Easy - PART 1 and 2</title><summary type='text'>PART 1quote: "Success is a thought process"I particularly like this video as it is very simple to understand for beginners.PART 2</summary><link rel='related' href='http://www.investinsingapore.blogspot.com' title='Supply and Demand Made Easy - PART 1 and 2'/><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1305175374856824693/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1305175374856824693&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1305175374856824693'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1305175374856824693'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2009/02/supply-and-demand-made-easy.html' title='Supply and Demand Made Easy - PART 1 and 2'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3718718809901829932</id><published>2009-01-18T09:55:00.000-08:00</published><updated>2009-02-06T23:34:49.594-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='MGSM'/><category scheme='http://www.blogger.com/atom/ns#' term='property as Perpetual option'/><category scheme='http://www.blogger.com/atom/ns#' term='Mgsm 985T'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie Sydney'/><category scheme='http://www.blogger.com/atom/ns#' term='property investing'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie Graduate School of Management'/><category scheme='http://www.blogger.com/atom/ns#' term='Guy ford'/><category scheme='http://www.blogger.com/atom/ns#' term='Real options in property'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie Singapore'/><title type='text'>MGSM - 985T - Strategic Finance (Real Option Considerations in Property Investing)</title><summary type='text'>quote: "Success is a thought process"REAL OPTION CONSIDERATIONS IN PROPERTY INVESTINGStrategic Finance (MGSM 985T)by: Paul Ho Kang Sang Tel: 6100-0608Paul Ho is available for Consulting or Permanent Roles.Executive SummaryHardUp Pte Ltd, a property holding company is caught unprepared in the sudden economic downturn and needs to let go of one of their priced asset to raise $1m dollars, in order </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3718718809901829932/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3718718809901829932&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3718718809901829932'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3718718809901829932'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2009/01/quote-success-is-thought-process-real.html' title='MGSM - 985T - Strategic Finance (Real Option Considerations in Property Investing)'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/SXNjPjIp_xI/AAAAAAAAASY/H2mkwDtPwZk/s72-c/MGSM985T_pic1.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4356637555785312569</id><published>2008-11-06T10:33:00.000-08:00</published><updated>2008-11-06T10:54:40.746-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='www.propertybuyer.com.sg'/><category scheme='http://www.blogger.com/atom/ns#' term='refinancing'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage financing'/><category scheme='http://www.blogger.com/atom/ns#' term='Economic cycle'/><category scheme='http://www.blogger.com/atom/ns#' term='Bank lending'/><title type='text'>BANKS TURNED THE TABLES ON HOME OWNERS</title><summary type='text'>quote: "Success is a thought process"Just looking at some time ago...BANKS WERE EAGERThe process of sourcing for Financing for your New Home, under construction home or refinancing is fairly easy. Banks are falling over themselves to lend out money. Anything can be considered.CUSTOMERS WERE BOSSCustomers would shop for the cheapest package, the best loan, etc. You find the best loan then you </summary><link rel='related' href='http://www.propertybuyer.com.sg' title='BANKS TURNED THE TABLES ON HOME OWNERS'/><link rel='enclosure' type='' href='http://www.propertybuyer.com.sg' length='0'/><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4356637555785312569/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4356637555785312569&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4356637555785312569'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4356637555785312569'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/11/banks-turned-tables-on-home-owners.html' title='BANKS TURNED THE TABLES ON HOME OWNERS'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-6433490438532263914</id><published>2008-10-10T09:59:00.000-07:00</published><updated>2008-10-10T10:11:44.511-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='China reserves'/><category scheme='http://www.blogger.com/atom/ns#' term='US deficit'/><category scheme='http://www.blogger.com/atom/ns#' term='predatory lending'/><category scheme='http://www.blogger.com/atom/ns#' term='fannie mae'/><category scheme='http://www.blogger.com/atom/ns#' term='sub-prime'/><category scheme='http://www.blogger.com/atom/ns#' term='Hank Paulson'/><category scheme='http://www.blogger.com/atom/ns#' term='freddie mac'/><title type='text'>US GOVERNMENT KNEW ABOUT THE FINANCIAL CRISIS IN 2006</title><summary type='text'>quote: "Success is a thought process"The fundamentals of the economy is strong, John McCain the US presidential candidate said in 2008. I think the US companies are probably one of the most competitive on earth. BUT the US economy is fundamentally strong?US Trade secretary Hank Paulson visited China in 2006 at the behest of George Bush. During the visit to China, he addresses issues such as trade</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/6433490438532263914/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=6433490438532263914&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6433490438532263914'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6433490438532263914'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/10/us-government-knew-about-financial.html' title='US GOVERNMENT KNEW ABOUT THE FINANCIAL CRISIS IN 2006'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1353373367743536784</id><published>2008-09-19T09:20:00.000-07:00</published><updated>2008-09-19T09:23:36.325-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='www.propertybuyer.com.sg'/><category scheme='http://www.blogger.com/atom/ns#' term='long loan period'/><category scheme='http://www.blogger.com/atom/ns#' term='Fixed Rates'/><category scheme='http://www.blogger.com/atom/ns#' term='Risk of SIBOR'/><title type='text'>Is it usually good idea to stretch a home loan as long as possible?</title><summary type='text'>quote: "Success is a thought process"20 years Interbank Interest rate chart (1988 - 2008) - Adapted from MAS, by Paul Ho Kang Sang, www.propertybuyer.com.sg (info@propertybuyer.com.sg)Recently i was also offered a 3-month sibor package where the monthly installments are fixed, but the principal paid varies with the interest rate. I think it sounds like a good package as there is some certainty in</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1353373367743536784/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1353373367743536784&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1353373367743536784'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1353373367743536784'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/quote-success-is-thought-process-20.html' title='Is it usually good idea to stretch a home loan as long as possible?'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/SNPFowxsH3I/AAAAAAAAARY/GeH7Wp8lOsc/s72-c/Interbank+rates+1988-Aug+2008.png' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7855501838188753161</id><published>2008-09-15T12:10:00.000-07:00</published><updated>2008-09-15T12:24:23.349-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='credit crunch hits home owners'/><category scheme='http://www.blogger.com/atom/ns#' term='tessarina singapore'/><category scheme='http://www.blogger.com/atom/ns#' term='mortgage advice'/><category scheme='http://www.blogger.com/atom/ns#' term='loans'/><category scheme='http://www.blogger.com/atom/ns#' term='tessarina'/><title type='text'>BANKS TIGHTENING CREDIT CAUSES HOME OWNERS PAIN</title><summary type='text'>quote: "Success is a thought process"CNN money reported that Credit Crunch has begun to hit small businesses. Banks are tightening credit discriminately or indiscriminately. That means, on the balance, the small businesses and individuals refinancing their homes will suffer. For existing home loans, banks may be able to lock users in for longer period of time (not by contract, but by lack of </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7855501838188753161/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7855501838188753161&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7855501838188753161'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7855501838188753161'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/quote-success-is-thought-process-cnn.html' title='BANKS TIGHTENING CREDIT CAUSES HOME OWNERS PAIN'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4164373736260011422</id><published>2008-09-15T10:19:00.000-07:00</published><updated>2008-09-15T10:23:23.059-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='www.propertybuyer.com.sg'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore Sibor'/><category scheme='http://www.blogger.com/atom/ns#' term='Market bets that FED will lower rates'/><category scheme='http://www.blogger.com/atom/ns#' term='Interest rates'/><title type='text'>Market bets that the FED will lower rates</title><summary type='text'>quote: "Success is a thought process"When the U.S.A. sneezes, the rest of the world catches a cold. Singapore is right smack in the middle of that sneeze as Trade (Import/Export) makes up a large percentage of Singapore's Economy. Weakness in the USA directly impact the economic outlook of Singapore. Major markets are expected to lower rates in expectation of a forecasted slowdown (Source:IMF) of</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4164373736260011422/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4164373736260011422&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4164373736260011422'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4164373736260011422'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/market-bets-that-fed-will-lower-rates.html' title='Market bets that the FED will lower rates'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/__CTqh2K0mQg/SM6ShLD5GiI/AAAAAAAAARA/lcro6Be4voQ/s72-c/IMF+Forecast+2009+RES012908A-1.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-2552681882538353203</id><published>2008-09-10T03:00:00.000-07:00</published><updated>2008-09-10T06:26:38.624-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Sibor'/><category scheme='http://www.blogger.com/atom/ns#' term='Sibor 1-month'/><category scheme='http://www.blogger.com/atom/ns#' term='Risk of SIBOR'/><category scheme='http://www.blogger.com/atom/ns#' term='Sibor 3-month'/><title type='text'>SIBOR OR NOT???</title><summary type='text'>Between 1988 and Aug 2008, Interbank rates have almost reached 9%. During recession years of 2002 and 2005, interest rates hovered around 1%. However it has risen to 3+% from 2006 to 2007 only starting to fall dramatically back to around 1% in 2nd half of 2008. Differences between 2002 to 2005 and 2008.During 2002 to 2005, inflation are low, while in 2008, inflation is still high (~5-6%). This </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/2552681882538353203/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=2552681882538353203&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2552681882538353203'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2552681882538353203'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/sibor-or-not.html' title='SIBOR OR NOT???'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/__CTqh2K0mQg/SMebTrRM0TI/AAAAAAAAAQo/3XjDSz0lw8M/s72-c/Interbank+rates+1988-Aug+2008.png' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4204707287522751968</id><published>2008-09-09T09:23:00.000-07:00</published><updated>2008-09-09T09:58:09.395-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Getting your mortgage fixed'/><category scheme='http://www.blogger.com/atom/ns#' term='independent mortgage consultant'/><category scheme='http://www.blogger.com/atom/ns#' term='property buyer'/><title type='text'>BANKS STEPS ON BRAKES ON LENDING</title><summary type='text'>quote: "Success is a thought process"Wachovia Corp. A big regional american bank lender has stopped Offering option adjustable-rate mortgages, which let borrowers skip part of their payment and add the balance to the principal. According to Robert Steel, the Charlotte, North Carolina based bank is "tapping the brakes" on risks.Banks worldwide are indeed becoming more cautious, not less. That </summary><link rel='related' href='http://www.propertybuyer.com.sg' title='BANKS STEPS ON BRAKES ON LENDING'/><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4204707287522751968/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4204707287522751968&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4204707287522751968'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4204707287522751968'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/banks-steps-on-brakes-on-lending.html' title='BANKS STEPS ON BRAKES ON LENDING'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/__CTqh2K0mQg/SMaqXf0gO3I/AAAAAAAAANI/UOVYQK4sNWo/s72-c/Prime+Rate+vs+3-month+Libor+1980-now.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-5921378539946114702</id><published>2008-09-09T02:11:00.000-07:00</published><updated>2008-09-09T02:15:30.860-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Get mortgage pre-approval'/><category scheme='http://www.blogger.com/atom/ns#' term='propertybuyer.com'/><category scheme='http://www.blogger.com/atom/ns#' term='independent mortgage consultant'/><title type='text'>BUYING A PROPERTY IN GEYLANG</title><summary type='text'>quote: "Success is a thought process"Recently in 2007, a friend of mine bought a property in Geylang. The property is in decent condition, it's Freehold and it is about 1000 square feet. With all the promises of KALLANG Expansion and being near to the city, etc. It seemed too good to be true at S$400,000. She was planning to lease it out for S$1500/- per month.So here is the calculation: -Rental </summary><link rel='related' href='http://www.propertybuyer.com.sg' title='BUYING A PROPERTY IN GEYLANG'/><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/5921378539946114702/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=5921378539946114702&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/5921378539946114702'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/5921378539946114702'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/buying-property-in-geylang.html' title='BUYING A PROPERTY IN GEYLANG'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-993869875110815975</id><published>2008-09-08T22:13:00.000-07:00</published><updated>2008-09-08T22:23:41.234-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='singapore condo car parks'/><category scheme='http://www.blogger.com/atom/ns#' term='CAR parks in condo'/><category scheme='http://www.blogger.com/atom/ns#' term='insufficient car parks'/><title type='text'>Valuing A Property - A layman's approach</title><summary type='text'>quote: "Success is a thought process"Recently Straits Times pointed out that many condominiums do not have enough car parks. I would have to agree that CAR PARKS space as one of the Valuing criteria.CAR PARKS ADEQUACYCar parks are important as many people who stay in Condominiums may own multiple cars. During festive seasons when their family and friends visit, having no car parks is quite </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/993869875110815975/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=993869875110815975&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/993869875110815975'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/993869875110815975'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/valuing-property-laymans-approach_08.html' title='Valuing A Property - A layman&apos;s approach'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8001990709533181586</id><published>2008-09-07T03:35:00.001-07:00</published><updated>2008-09-08T22:12:05.527-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Invest in Property'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore Property'/><category scheme='http://www.blogger.com/atom/ns#' term='Valuation of Property Singapore'/><title type='text'>Valuing A Property - A layman's approach</title><summary type='text'>quote: "Success is a thought process"Success is a thought process."What explains the price differential between 2 adjacent properties? Often you will see 2 adjacent properties sometimes a big enough price gap to warrant a big WHY.Say for example, Condo 1 is asking an average price of S$900 psf and Condo 2 is asking a S$1200 psf. What could be the reason???Here are some possible explanations: -</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8001990709533181586/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8001990709533181586&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8001990709533181586'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8001990709533181586'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/09/valuing-property-laymans-approach.html' title='Valuing A Property - A layman&apos;s approach'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-46850730363305266</id><published>2008-08-28T10:49:00.000-07:00</published><updated>2008-08-28T11:58:52.399-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Sibor'/><category scheme='http://www.blogger.com/atom/ns#' term='loan'/><category scheme='http://www.blogger.com/atom/ns#' term='Exchange rates'/><category scheme='http://www.blogger.com/atom/ns#' term='CPI'/><category scheme='http://www.blogger.com/atom/ns#' term='Smart money'/><category scheme='http://www.blogger.com/atom/ns#' term='lead indicator'/><category scheme='http://www.blogger.com/atom/ns#' term='home loan'/><category scheme='http://www.blogger.com/atom/ns#' term='GDP'/><category scheme='http://www.blogger.com/atom/ns#' term='inflation'/><title type='text'>WHY IS SIBOR FALLING DESPITE RECORD INFLATION (CPI)</title><summary type='text'>quote: "Success is a thought process"I have 1 question. Why is Sibor (Interbank borrowing rate) falling despite record inflation? In Singapore, Sibor is set by the Association of Bankers (ABS). As this is a closed group, I can only surmise that the Sibor Rate is set after banks consult each other and after considering the amount of liquidity available. In the US, the federal reserve set target </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/46850730363305266/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=46850730363305266&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/46850730363305266'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/46850730363305266'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/08/why-is-sibor-falling-despite-record.html' title='WHY IS SIBOR FALLING DESPITE RECORD INFLATION (CPI)'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3368449553911913882</id><published>2008-08-21T00:33:00.000-07:00</published><updated>2008-08-21T00:46:00.203-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Price Trend'/><category scheme='http://www.blogger.com/atom/ns#' term='CDO'/><category scheme='http://www.blogger.com/atom/ns#' term='collaterised debt obligations'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore Property'/><category scheme='http://www.blogger.com/atom/ns#' term='Merrill Lynch'/><category scheme='http://www.blogger.com/atom/ns#' term='US Properties'/><title type='text'>PRIVATE PROPERTY PRICES IN SINGAPORE - GUESSTIMATES</title><summary type='text'>quote: "Success is a thought process"Merrill Lynch &amp; Co., Inc. Sells Collateralized Debt Obligations For Lone Star-The New York TimesTuesday, 29 Jul 2008 07:20am EDT The New York Times reported that Merrill Lynch &amp; Co., Inc. has sold Lone Star almost all of its troublesome collateralized debt obligations, once valued at nearly $31 billion, for the fire-sale price of $0.22 on the dollar. (Source </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3368449553911913882/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3368449553911913882&amp;isPopup=true' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3368449553911913882'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3368449553911913882'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/08/private-property-prices-in-singapore.html' title='PRIVATE PROPERTY PRICES IN SINGAPORE - GUESSTIMATES'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-2015369083857393190</id><published>2008-08-20T07:15:00.000-07:00</published><updated>2008-08-25T11:04:21.191-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Sibor'/><category scheme='http://www.blogger.com/atom/ns#' term='Sibor USD'/><category scheme='http://www.blogger.com/atom/ns#' term='Sibor 1-month'/><category scheme='http://www.blogger.com/atom/ns#' term='interbank rates'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore Private Residential Property Price Trend'/><category scheme='http://www.blogger.com/atom/ns#' term='Sibor 3-month'/><title type='text'>Singapore Property Price Trend</title><summary type='text'>quote: "Success is a thought process"Where is Singapore's Private Property prices headed? In order to make accurate guesses, many variables must be used to gauge the past and therefore determine/guess the future.Let us take a look at the Singapore's M1 Money Supply.Chart adapted from Monetary Authority of Singapore MAS time-series data.According to Investopedia, M1 money supply is,  "A category </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/2015369083857393190/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=2015369083857393190&amp;isPopup=true' title='5 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2015369083857393190'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2015369083857393190'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/08/singapore-property-price-trend.html' title='Singapore Property Price Trend'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/SKwuoBjOr4I/AAAAAAAAAMM/_dHK0iIUPT0/s72-c/M1+Chart.jpg' height='72' width='72'/><thr:total>5</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3013801289861333829</id><published>2008-08-09T03:07:00.000-07:00</published><updated>2008-08-28T12:01:00.037-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='financial crisis over'/><category scheme='http://www.blogger.com/atom/ns#' term='UBS'/><category scheme='http://www.blogger.com/atom/ns#' term='over leveraged'/><category scheme='http://www.blogger.com/atom/ns#' term='sub-prime'/><category scheme='http://www.blogger.com/atom/ns#' term='Financial System'/><category scheme='http://www.blogger.com/atom/ns#' term='Banking'/><title type='text'>BANKING SYSTEM NOT WELL PROTECTED</title><summary type='text'>quote: "Success is a thought process"UBS Balance Sheet (source: Google Finance)Balance Sheet 2008 in millions CHF  Total Assets  2,231,019.00 Total Liabilities  2,214,633.00 Total Equity  16,386.00If you want to know why is the situation so bad, you only need to look at the balance sheet.2.234 Trillion CHF in Assets with 2.214 Trillion CHF in Liabilities with Total Equity amounting to paltry </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3013801289861333829/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3013801289861333829&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3013801289861333829'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3013801289861333829'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/08/banking-system-not-well-protected.html' title='BANKING SYSTEM NOT WELL PROTECTED'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3223248378631217596</id><published>2008-06-27T21:25:00.000-07:00</published><updated>2008-12-09T00:17:30.649-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='MGSM'/><category scheme='http://www.blogger.com/atom/ns#' term='bvlgari'/><category scheme='http://www.blogger.com/atom/ns#' term='SHRI'/><category scheme='http://www.blogger.com/atom/ns#' term='Luxury'/><category scheme='http://www.blogger.com/atom/ns#' term='Events'/><category scheme='http://www.blogger.com/atom/ns#' term='Brand Equity'/><category scheme='http://www.blogger.com/atom/ns#' term='bulgari'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore MBA'/><category scheme='http://www.blogger.com/atom/ns#' term='Brand DNA'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie'/><title type='text'>MGSM Singapore Community News Flash: Issue 1: June, 2008</title><summary type='text'>DEFINING THE DNA OF A LUXURY BRAND, NURTURE VS NATURE?On 15th June 2008, MGSM Singapore Community and Singapore Human Resource of Institute (SHRI) has put together an event for fellow MGSMers to have an insight on building and managing brand equity as well as to network.  We are pleased to have Mr. Richard Yong, Managing Director for Bvlgari South Asian Operations share his personal experience </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3223248378631217596/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3223248378631217596&amp;isPopup=true' title='30 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3223248378631217596'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3223248378631217596'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/06/mgsm-singapore-community-new-flash.html' title='MGSM Singapore Community News Flash: Issue 1: June, 2008'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/__CTqh2K0mQg/SGS6jtYrvXI/AAAAAAAAAJ8/ocAHYnF35z4/s72-c/Richard+Yong+giving+talk.JPG' height='72' width='72'/><thr:total>30</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1803311918023053145</id><published>2008-06-27T11:30:00.000-07:00</published><updated>2008-12-09T00:17:30.847-08:00</updated><title type='text'>MGSM Singapore Community News Flash: V1.0 (jpeg)</title><summary type='text'>quote: "Success is a thought process"</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1803311918023053145/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1803311918023053145&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1803311918023053145'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1803311918023053145'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/06/mgsm-singapore-community-new-flash-v10.html' title='MGSM Singapore Community News Flash: V1.0 (jpeg)'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/__CTqh2K0mQg/SGUzLAUHwoI/AAAAAAAAAKs/Ws9T5lGSelE/s72-c/MGSM+NewsLetter+-+V1.0.+June+2008.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4307948629503813483</id><published>2008-05-31T21:53:00.000-07:00</published><updated>2008-05-31T22:08:11.882-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Instant Messenger'/><category scheme='http://www.blogger.com/atom/ns#' term='Yahoo Messenger'/><category scheme='http://www.blogger.com/atom/ns#' term='MS Office'/><category scheme='http://www.blogger.com/atom/ns#' term='AdQuantive'/><category scheme='http://www.blogger.com/atom/ns#' term='google apps'/><category scheme='http://www.blogger.com/atom/ns#' term='Prahalad and Hamel'/><category scheme='http://www.blogger.com/atom/ns#' term='Cath Jennings'/><category scheme='http://www.blogger.com/atom/ns#' term='Amit and Zott'/><category scheme='http://www.blogger.com/atom/ns#' term='SaaS'/><category scheme='http://www.blogger.com/atom/ns#' term='MSN'/><category scheme='http://www.blogger.com/atom/ns#' term='yahoo'/><category scheme='http://www.blogger.com/atom/ns#' term='Microsoft stalks online'/><category scheme='http://www.blogger.com/atom/ns#' term='google'/><category scheme='http://www.blogger.com/atom/ns#' term='microsoft'/><title type='text'>A Resource Based View Analysis on "Microsoft Stalks the Online Space"</title><summary type='text'>quote: "Success is a thought process"by Paul Ho Kang Sang, May 2008IntroductionMicrosoft has been struggling to regain the initiative from Google to maintain its market leadership.  Its’ latest quarter sale has been flat, while the latter revenue soared 41%, despite Microsoft being a bigger company.  The online advertising-based business model propels Google’s growth, while Microsoft focuses on </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4307948629503813483/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4307948629503813483&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4307948629503813483'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4307948629503813483'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/05/resource-based-view-analysis-on.html' title='A Resource Based View Analysis on &quot;Microsoft Stalks the Online Space&quot;'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8708016786578204589</id><published>2008-05-07T09:26:00.000-07:00</published><updated>2008-05-07T09:37:36.534-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='sub-prime over'/><category scheme='http://www.blogger.com/atom/ns#' term='tired of sub-prime'/><category scheme='http://www.blogger.com/atom/ns#' term='financial crisis over'/><category scheme='http://www.blogger.com/atom/ns#' term='sub-prime fatigue'/><title type='text'>SUB-PRIME FATIGUE</title><summary type='text'>quote: "Success is a thought process"I have a personal conjecture. Sub-prime losses total an estimated 350billion or about 50% of total US$700 billion estimated sub-prime borrowings. So far, about 250 billion of losses has been announced as attributed to Sub-Prime. So I estimate that there is about another 100 to 150 billion of losses still hiding in someone's closet. Assuming that Sub-prime </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8708016786578204589/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8708016786578204589&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8708016786578204589'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8708016786578204589'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/05/sub-prime-fatigue.html' title='SUB-PRIME FATIGUE'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1464738254581490039</id><published>2008-05-01T10:53:00.000-07:00</published><updated>2008-12-09T00:17:33.173-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='SRS shares'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore taxation'/><category scheme='http://www.blogger.com/atom/ns#' term='Supplemental Retirement Scheme'/><category scheme='http://www.blogger.com/atom/ns#' term='buying shares with SRS'/><category scheme='http://www.blogger.com/atom/ns#' term='Singapore expat'/><category scheme='http://www.blogger.com/atom/ns#' term='SRS investments'/><category scheme='http://www.blogger.com/atom/ns#' term='SRS'/><category scheme='http://www.blogger.com/atom/ns#' term='defer tax'/><category scheme='http://www.blogger.com/atom/ns#' term='SRS Limitations'/><category scheme='http://www.blogger.com/atom/ns#' term='singapore tax'/><title type='text'>BUILDING WEALTH THROUGH SUPPLEMENTAL RETIREMENT FUNDS (SRS)</title><summary type='text'>By: Paul HO Kang SangSpecially written for Singapore Citizens as well as Singapore based Expatriates.FUNDS AND EMPTY PROMISESMany professional fund managers promise you 10%, 15% or even 20%. Sometimes you are even tempted to buy into a theme. There is always something sexier (in terms of investment) out there. However, most funds usually tout the theme with the highest investors (punters) mind </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1464738254581490039/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1464738254581490039&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1464738254581490039'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1464738254581490039'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/05/building-your-wealth-through.html' title='BUILDING WEALTH THROUGH SUPPLEMENTAL RETIREMENT FUNDS (SRS)'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/SBoD47R9bpI/AAAAAAAAAIo/jz5S6tI62lo/s72-c/Tax+Rate.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3030159791106155946</id><published>2008-04-30T09:51:00.000-07:00</published><updated>2008-12-09T00:17:33.700-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='MGSM'/><category scheme='http://www.blogger.com/atom/ns#' term='SHRI'/><category scheme='http://www.blogger.com/atom/ns#' term='Luxury'/><category scheme='http://www.blogger.com/atom/ns#' term='bulgari'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie Graduate School of Management'/><title type='text'>Defining the DNA of a Luxury Brand, Nurture vs Nurture?</title><summary type='text'>15th MAY 2008Thursday, 6:30 to 9pmVenue: Singapore Conference Hall, Spring Room.Networking with Wine and Cheesequote: "Success is a thought process"We are very proud to present Mr. Richard Yong, MD of Bulgari, South Asia, speaking in his personal capacity, sharing with us his views gained from working in the luxury brand segment.R.S.V.P. to Linlin Chua, Terence Lim. (Details in brochure close up)</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3030159791106155946/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3030159791106155946&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3030159791106155946'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3030159791106155946'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/04/defining-dna-of-luxury-brand-nurture-vs.html' title='Defining the DNA of a Luxury Brand, Nurture vs Nurture?'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/__CTqh2K0mQg/SBijxLR9bnI/AAAAAAAAAIU/HBb3E_duDls/s72-c/bulgari+poster.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3118177970501899556</id><published>2008-02-15T08:57:00.000-08:00</published><updated>2008-12-09T00:17:37.057-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='investing in Funds'/><category scheme='http://www.blogger.com/atom/ns#' term='allianz'/><category scheme='http://www.blogger.com/atom/ns#' term='morningstar'/><category scheme='http://www.blogger.com/atom/ns#' term='value investor'/><category scheme='http://www.blogger.com/atom/ns#' term='Murkherji'/><category scheme='http://www.blogger.com/atom/ns#' term='value investing'/><category scheme='http://www.blogger.com/atom/ns#' term='PMPT post modern portfolio theory'/><category scheme='http://www.blogger.com/atom/ns#' term='Fama and french'/><title type='text'>POST MODERN PORTFOLIO THEORY FOR A FICTITIOUS INVESTOR</title><summary type='text'>HOW TO GROW YOUR MONEY FROM ONE MILLION TO FOUR in 15 YEARS!!!quote: "Success is a thought process, positive thoughts create positive outcomes"1 EXECUTIVE SUMMARYThis paper outlines the investment strategy for a client who has recently won S$1,000,000 via lotto. Our client Mr Lee, has asked us to evaluate his investment needs and recommend a portfolio of investments, which will ensure his </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3118177970501899556/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3118177970501899556&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3118177970501899556'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3118177970501899556'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2008/02/post-modern-portfolio-theory-for.html' title='POST MODERN PORTFOLIO THEORY FOR A FICTITIOUS INVESTOR'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/R7XFdOSdeeI/AAAAAAAAAFA/xL_tnU3fnaQ/s72-c/Part1_chart1.jpg' height='72' width='72'/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8750078433439630401</id><published>2007-11-11T08:46:00.000-08:00</published><updated>2008-08-28T12:06:31.720-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Calculating BETA'/><category scheme='http://www.blogger.com/atom/ns#' term='investment'/><category scheme='http://www.blogger.com/atom/ns#' term='noble beta'/><category scheme='http://www.blogger.com/atom/ns#' term='CAPM'/><category scheme='http://www.blogger.com/atom/ns#' term='Noble'/><title type='text'>CALCULATING BETA FOR NOBLE GROUP</title><summary type='text'>quote: "Success is a thought process"http://spreadsheets.google.com/pub?key=pDlBACIMGfXyCg6vHuBF-SgAs you all know, obtaining BETA is rather troublesome especially so for companies that are not well covered by analyst. Even for the more widely covered Shares, you can mostly only get it (BETA) from Bloomberg terminals and some paid sites. And the BETA is mostly in Graph and not in table form where</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8750078433439630401/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8750078433439630401&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8750078433439630401'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8750078433439630401'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/11/calculating-beta-for-noble-group.html' title='CALCULATING BETA FOR NOBLE GROUP'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-5570220484503265003</id><published>2007-10-19T04:01:00.000-07:00</published><updated>2007-12-19T23:32:15.421-08:00</updated><title type='text'></title><summary type='text'>    MACQUARIE GRADUATE SCHOOL OF MANAGEMENT    MGSM 835 Financial Management   Individual Assignment                          Submitted by: Paul, Ho Kang Sang (Student No.: 4109-3593) Lecturer:  Prof. Richard Petty In case you cannot see the full page due to formatting or other issues, go to: -http://docs.google.com/Doc?docid=dzg8zhw_24gg8tfr&amp;hl=en   EU YAN SANG E02.SI</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/5570220484503265003/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=5570220484503265003&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/5570220484503265003'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/5570220484503265003'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/10/macquarie-graduate-school-of-management.html' title=''/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7295588129484454601</id><published>2007-10-18T09:48:00.000-07:00</published><updated>2007-11-11T08:52:14.692-08:00</updated><title type='text'></title><summary type='text'>  	MGSM 	840 Syndicate Project       	                                        	                        APPENDIX 1		    Major Global Economic Conditions   According to the International Monetary Fund, the world’s Gross Domestic Product (GDP) in 2006 is US$48.14 Trillion. The breakdown of the GDP globally is as follow:  	European Union 	(US$14.53T) 	United States 	(US$13.24T) 	Japan (US$4.37T) 	</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7295588129484454601/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7295588129484454601&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7295588129484454601'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7295588129484454601'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/10/mgsm-840-syndicate-project-appendix-1.html' title=''/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7375546127559679761</id><published>2007-10-18T08:14:00.000-07:00</published><updated>2007-11-11T08:52:14.717-08:00</updated><title type='text'></title><summary type='text'>    	In case you cannot see this properly, you can go directly to: -http://docs.google.com/Doc?docid=dzg8zhw_20fxr445&amp;hl=enMGSM 	840 Syndicate Project							              APPENDIX 7  Common ratio analysis for Bayer  	 	 			 		 			 			 			 			 			 			 			 			 			 			 			 			 			 			 			 		    </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7375546127559679761/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7375546127559679761&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7375546127559679761'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7375546127559679761'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/10/in-case-you-cannot-see-this-properly.html' title=''/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-48512213242475412</id><published>2007-10-18T08:00:00.000-07:00</published><updated>2007-11-11T08:52:14.728-08:00</updated><title type='text'></title><summary type='text'>    	In case you cannot see it displayed correctly, please go to this link: -http://docs.google.com/Doc?docid=dzg8zhw_17gqpw8t&amp;hl=enMGSM 	840 Syndicate Project							            APPENDIX  6  Common ratio analysis for Pfizer  	 	 			 		  	 	 			 		    </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/48512213242475412/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=48512213242475412&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/48512213242475412'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/48512213242475412'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/10/in-case-you-cannot-see-it-displayed.html' title=''/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-4219415798188685276</id><published>2007-09-22T07:47:00.000-07:00</published><updated>2008-12-09T00:17:37.932-08:00</updated><title type='text'>Investment Comparison between Bayer AG and Pfizer</title><summary type='text'>quote: "Success is a thought process"MGSM 840 ACCOUNTING FOR MANAGEMENTSYNDICATE PROJECT Team Members: Paul Ho Kang Sang  et al.INTRODUCTION This paper provides an overview of the pharmaceutical industry and the key drivers that influence the performance of two companies Pfizer Inc and Bayer AG (ADR) both listed on the New York Stock Exchange (NYSE). The main focus of this paper will be the </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/4219415798188685276/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=4219415798188685276&amp;isPopup=true' title='2 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4219415798188685276'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/4219415798188685276'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/09/investment-comparison-between-bayer-ag.html' title='Investment Comparison between Bayer AG and Pfizer'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/RxdXPHjHl8I/AAAAAAAAADM/kCJPpq4RKRI/s72-c/Maindoc_publish_1.jpg' height='72' width='72'/><thr:total>2</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7188644796097753806</id><published>2007-09-17T19:30:00.000-07:00</published><updated>2008-08-28T12:04:40.151-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Singapore exchange'/><category scheme='http://www.blogger.com/atom/ns#' term='SGX'/><category scheme='http://www.blogger.com/atom/ns#' term='SGX enhancing shareholder value'/><title type='text'>SINGAPORE EXCHANGE LIMITED (SGX) DOES IT AGAIN</title><summary type='text'>SINGAPORE EXCHANGE LIMITED (SGX) DOES IT AGAIN SGX announces yet another dividend. SGX has a practice of issuing Dividends many times in a year and in a spread out manner. Why not consolidate it into 2 times a year? DIVIDEND 2 Oct 2007 4 Oct 2007 16 Oct 2007 SGD 0.3 ONE-TIER TAX DIVIDEND 25 Apr 2007 27 Apr 2007 10 May 2007 SGD 0.02 ONE-TIER TAX DIVIDEND 29 Jan 2007 31 Jan 2007 12 Feb 2007 SGD </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7188644796097753806/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7188644796097753806&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7188644796097753806'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7188644796097753806'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/09/blog-post.html' title='SINGAPORE EXCHANGE LIMITED (SGX) DOES IT AGAIN'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1452135009175785314</id><published>2007-06-17T13:29:00.000-07:00</published><updated>2008-12-09T00:17:38.275-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Toilets'/><category scheme='http://www.blogger.com/atom/ns#' term='Paris-Nord Station'/><category scheme='http://www.blogger.com/atom/ns#' term='insidious deprivation of rights'/><category scheme='http://www.blogger.com/atom/ns#' term='Mc Clean'/><category scheme='http://www.blogger.com/atom/ns#' term='chemin de fer'/><title type='text'>WHAT PRICE HUMANITY?</title><summary type='text'>quote: "Success is a thought process", "Positive thoughts generate positive outcomes"I arrived into the Paris-Nord station from Charles de gaulle airport, I was trying to catch a train to Germany from this station. You see, the Paris-Nord station links paris with many domestic and international cities. It has more than 20 platforms. There are cafés, boulangeries, Patiseries as well as brasséries</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1452135009175785314/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1452135009175785314&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1452135009175785314'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1452135009175785314'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/06/quote-success-is-thought-process-what.html' title='WHAT PRICE HUMANITY?'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/__CTqh2K0mQg/RnWlJ31Qk5I/AAAAAAAAACg/wPirFEykgJg/s72-c/McClean.png' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7981686448798682956</id><published>2007-05-16T23:30:00.000-07:00</published><updated>2007-05-19T09:30:18.388-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Export'/><category scheme='http://www.blogger.com/atom/ns#' term='Import'/><category scheme='http://www.blogger.com/atom/ns#' term='China GDP PPP'/><category scheme='http://www.blogger.com/atom/ns#' term='Raw material'/><title type='text'>CHINA's HIGH Purchasing Power Parity PPP GDP as an indicator</title><summary type='text'>quote: "Success is a thought process", "Positive thoughts create positive outcome"The USA has the highest nominal GDP followed by EU, Japan and China. However once you calculate GDP using the Purchasing Power Parity (PPP) method, China comes to 2nd place at around 8 Trillion USD.If we try to understand the way in which PPP was computed, it looks at a baskets of goods and services in which a </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7981686448798682956/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7981686448798682956&amp;isPopup=true' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7981686448798682956'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7981686448798682956'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/05/chinas-high-purchasing-power-parity-gdp.html' title='CHINA&apos;s HIGH Purchasing Power Parity PPP GDP as an indicator'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7352965510161550891</id><published>2007-04-24T01:09:00.000-07:00</published><updated>2007-04-24T01:17:42.941-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='ZTE'/><category scheme='http://www.blogger.com/atom/ns#' term='telco vendors'/><category scheme='http://www.blogger.com/atom/ns#' term='nokia'/><category scheme='http://www.blogger.com/atom/ns#' term='huawei'/><category scheme='http://www.blogger.com/atom/ns#' term='NSN'/><category scheme='http://www.blogger.com/atom/ns#' term='Ericsson'/><title type='text'>Telecom Operators and who supplies their network - Under Construction</title><summary type='text'>I am constructing a database (for my work, as well as for my own use) a list of operators and which vendors supply to which part of their network. This is essentially a repository (a hard disk) for me. They are all public domain knowledge, but it is hard to get all of them in one place. If you know some information, please give me your feedback via comments, I will update this </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7352965510161550891/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7352965510161550891&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7352965510161550891'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7352965510161550891'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/04/telecom-operators-and-who-supplies.html' title='Telecom Operators and who supplies their network - Under Construction'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8299445042338406989</id><published>2007-04-20T03:00:00.000-07:00</published><updated>2007-04-20T03:12:59.334-07:00</updated><title type='text'>MGSM DEBATE in Managing for Innovation module: Debate Innovation is process driven rather than people-driven.</title><summary type='text'>quote: "Success is a thought process"By Jerery Wong, Victor Lee, Teng Choon MingI like to commend Jeremy and his team for a well written piece of article/proposition. As most people would have assumed that being the proposition for a topic like Innovation being process-driven is like driving a horse cart up a slippery slope, slippery and hard.But, no beers for guessing correctly that my team of 2</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8299445042338406989/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8299445042338406989&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8299445042338406989'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8299445042338406989'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/04/mgsm-debate-in-managing-for-innovation.html' title='MGSM DEBATE in Managing for Innovation module: Debate Innovation is process driven rather than people-driven.'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-6378100129387510442</id><published>2007-04-19T22:34:00.000-07:00</published><updated>2007-04-19T22:35:52.699-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Herzberg Theory - Pay is only a Hygiene factor'/><title type='text'>PETITION AGAINST INSANE SALARY INCREASE OF SINGAPORE MINISTERS</title><summary type='text'>http://www.petitiononline.com/mod_perl/petition-sign.cgi?paypap1</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/6378100129387510442/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=6378100129387510442&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6378100129387510442'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6378100129387510442'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/04/petition-against-insame-salary-increase.html' title='PETITION AGAINST INSANE SALARY INCREASE OF SINGAPORE MINISTERS'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-8502326487835469393</id><published>2007-04-13T00:08:00.000-07:00</published><updated>2008-08-28T12:02:26.862-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='US GDP'/><category scheme='http://www.blogger.com/atom/ns#' term='sub-prime'/><title type='text'>RISING US HOME DELINQUENCY DOES NOT AFFECT THE GDP MUCH, CONSUMER CONFIDENCE DOES</title><summary type='text'>quote: "Success is a thought process"http://www.finfacts.com/irelandbusinessnews/publish/article_10008352.shtmlKey findings refering to the above post. 1. Home owners with bad credit history who could not pay on time (3 months or more late in payment) - 8% of 625 Billion. (Total US housing market 10Trillion)IMPACT1. Rising very fast from 4.5% to 8% delinquency in payment. Expected to rise faster </summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/8502326487835469393/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=8502326487835469393&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8502326487835469393'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/8502326487835469393'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/04/rising-us-home-delinquency-does-not.html' title='RISING US HOME DELINQUENCY DOES NOT AFFECT THE GDP MUCH, CONSUMER CONFIDENCE DOES'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-7970132851420007800</id><published>2007-01-27T07:39:00.000-08:00</published><updated>2008-12-09T00:17:39.739-08:00</updated><title type='text'>Appendix 10 – Mobile Average Revenue Per User (ARPU) in USD; Adapted and computed from ITU World Telecommunication/ICT Indicators 2006 database</title><summary type='text'>quote: "Success is a thought process"</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/7970132851420007800/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=7970132851420007800&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7970132851420007800'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/7970132851420007800'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-10-mobile-average-revenue-per.html' title='Appendix 10 – Mobile Average Revenue Per User (ARPU) in USD; Adapted and computed from ITU World Telecommunication/ICT Indicators 2006 database'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/__CTqh2K0mQg/RbtzYe7QxbI/AAAAAAAAAB0/eKpSM1AIVSw/s72-c/Appendix+10_5.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3238101863196221364</id><published>2007-01-27T07:10:00.000-08:00</published><updated>2008-12-09T00:17:39.898-08:00</updated><title type='text'>Appendix 2 – Network Infrastructure cost per subscriber per month (OPEX, CAPEX), adapted from GSA opinion paper: Radio Access Evolution; www.gsacom.</title><summary type='text'>quote: "Success is a thought process"  Appendix 2 – Network Infrastructure cost per subscriber per month (OPEX, CAPEX), adapted from GSA opinion paper: Radio Access Evolution; www.gsacom.com</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3238101863196221364/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3238101863196221364&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3238101863196221364'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3238101863196221364'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-2-network-infrastructure-cost.html' title='Appendix 2 – Network Infrastructure cost per subscriber per month (OPEX, CAPEX), adapted from GSA opinion paper: Radio Access Evolution; www.gsacom.'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/__CTqh2K0mQg/RbtrlO7QxWI/AAAAAAAAABI/XjjIV3rj4s8/s72-c/HSDPA+total+infrastructure+cost.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-2421189129695303380</id><published>2007-01-27T07:07:00.000-08:00</published><updated>2008-12-09T00:17:40.029-08:00</updated><title type='text'>Appendix 15: Broadband Convergence</title><summary type='text'>quote: "Success is a thought process"  Appendix 15 – Convergence of Technologies in Broadband versus mobility; adapted from Samsung Electronics Co., Ltd; Introduction to WiBro Technology Sep 10, 2004, Telecom R&amp;D Centre, by Soon Young Yoon</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/2421189129695303380/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=2421189129695303380&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2421189129695303380'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/2421189129695303380'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-15-broadband-convergence.html' title='Appendix 15: Broadband Convergence'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/__CTqh2K0mQg/RbtquO7QxVI/AAAAAAAAAA8/Qlsl232owko/s72-c/Broadband+Convergence.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-3905440452546656411</id><published>2007-01-27T06:45:00.000-08:00</published><updated>2008-12-09T00:17:40.122-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Broadband Penetration Singapore'/><title type='text'>Appendix 18: Broadband Penetration Singapore</title><summary type='text'>quote: "Success is a thought process"</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/3905440452546656411/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=3905440452546656411&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3905440452546656411'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/3905440452546656411'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-18-broadband-penetration.html' title='Appendix 18: Broadband Penetration Singapore'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/__CTqh2K0mQg/Rbtp1O7QxUI/AAAAAAAAAAw/CYmEIgRzkPI/s72-c/Broadband_Penetration_Singapore.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-450910862439655213</id><published>2007-01-27T06:39:00.000-08:00</published><updated>2008-12-09T00:17:40.926-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='The EDGE Magazine'/><title type='text'>Appendix 14: The Edge: BroadBand Rush</title><summary type='text'>quote: "Success is a thought process"</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/450910862439655213/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=450910862439655213&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/450910862439655213'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/450910862439655213'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-14-edge-broadband-rush.html' title='Appendix 14: The Edge: BroadBand Rush'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/__CTqh2K0mQg/RbtlK-7QxTI/AAAAAAAAAAg/jxs4GF2Z23E/s72-c/TheEDGE_broadband_rush2.JPG' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-1245174244917020973</id><published>2007-01-27T03:35:00.000-08:00</published><updated>2008-12-09T00:17:41.111-08:00</updated><title type='text'>Appendix 1 - MobileOne (M1) enters mobile broadband via HSDPA</title><summary type='text'>quote: "Success is a thought process"</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/1245174244917020973/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=1245174244917020973&amp;isPopup=true' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1245174244917020973'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/1245174244917020973'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/appendix-1-mobileone-m1-enters-mobile.html' title='Appendix 1 - MobileOne (M1) enters mobile broadband via HSDPA'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/__CTqh2K0mQg/Rbs5yu7QxRI/AAAAAAAAAAM/PJnvjihKeic/s72-c/Openet-Telecom..+Can+wireless+operators+recoup+their+3G+investment+and+survive.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1820385492592030830.post-6034227849816099759</id><published>2007-01-27T01:20:00.000-08:00</published><updated>2007-01-30T23:52:26.815-08:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='MGSM'/><category scheme='http://www.blogger.com/atom/ns#' term='M1 Mobileone'/><category scheme='http://www.blogger.com/atom/ns#' term='Convergence'/><category scheme='http://www.blogger.com/atom/ns#' term='MGSM Alumni'/><category scheme='http://www.blogger.com/atom/ns#' term='M845'/><category scheme='http://www.blogger.com/atom/ns#' term='telco'/><category scheme='http://www.blogger.com/atom/ns#' term='Macquarie Graduate School of Management'/><category scheme='http://www.blogger.com/atom/ns#' term='UMTS'/><category scheme='http://www.blogger.com/atom/ns#' term='HSDPA'/><category scheme='http://www.blogger.com/atom/ns#' term='Broadband'/><title type='text'>Mobileone (M1) Broadband via HSDPA Creates a new broadband segment</title><summary type='text'>MobileOne investments in HSDPA (HSPA) creates more competition in Broadband During the 3G(WCDMA) bubble in 2000 and 2001, mobile operators globally overpaid for 3G licenses. In Germany, $45.2Bi was spent on licenses. HSDPA, a software upgrade on top of WCDMA(UMTS) networksii, represents an opportunity to push the frontier of broadband mobility at a much lower cost than WCDMAiii. It is the “</summary><link rel='replies' type='application/atom+xml' href='http://paulhokangsang.blogspot.com/feeds/6034227849816099759/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment.g?blogID=1820385492592030830&amp;postID=6034227849816099759&amp;isPopup=true' title='9 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6034227849816099759'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/1820385492592030830/posts/default/6034227849816099759'/><link rel='alternate' type='text/html' href='http://paulhokangsang.blogspot.com/2007/01/mobileone-investments-in-hsdpa-mobile.html' title='Mobileone (M1) Broadband via HSDPA Creates a new broadband segment'/><author><name>Invest in Singapore</name><uri>http://www.blogger.com/profile/15896701245524639935</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><thr:total>9</thr:total></entry></feed>
